My Billionaire Mom

Chapter 505

Quinn felt like she was dreaming. The bank was always reluctant to loan her any money. However, all of the sudden they were willing to borrow her such an enormous sum of money.

Life was indeed unexpected.

Quinn could hardly wait to solve her fund issues so that she would not be in a tight situation.

"Thank you so much," Quinn thanked Director Britton with a firm handshake.

Director Britton commented while giving a wee smile, "My pleasure. We have worked side by side for so long. It's my duty to do so."

"Then, I'll head back first," Quinn bowed and excused herself.

"Take care."

Quinn left the bank and felt at ease. Sure enough, working with the bank was beneficial to her.

"President Miller? Is it really you? It has been a long time since we last wet." Suddenly, a woman's voice was heard from afar.

Quinn was stunned and she looked up. It was a gorgeous woman.

It was her classmate Freya who got into the investment business as well.

"It's been a while," Quinn shot her an uncommon grin. Both of them were rather close in college back then.

However, they did not keep in touch ever since they graduated.

"Yes, how time flies," Freya looked weary.

Quinn sensed something wasn't right with her. She asked, "Freya, what's up?"

All women are tactful, hence she could feel that she was going through some difficulties.

"Me....it's not going well. My husband's company

is experiencing some rough times. I'm here to use my company assets and other immovables as collateral for a loan," She sighed heavily.

Indeed, her husband's company was facing critical monetary issues. She had been coming back and forth, attempting to get a loan from the bank.

"Don't worry, Freya. The scale of your company is quite similar to mine. I've just borrowed tens of billions of dollars from them." Quinn comforted her.

Even though they did not talk for so long, she knew Freya's potential. Overall, she was a better investor than her.

Since Quinn could loan a lump sum of money, Freya could definitely get a loan too. After all, Freya's company was not facing serious issues.

"Are you serious? Tens of billions of dollars?" Freya was completely taken back when she learned that Quinn could get such a huge loan.

If she could borrow from the bank as well, she could get out of this cash flow problem for sure. "Yep."

"I've already been here countless times, but I still can't get a loan!" Freya let out a deep sigh.

"Of course you can. Director Britton told me that they are now more willing to offer loans. They will absolutely lend you the money!" Quinn truly meant what she said.

Freya was more capable than her. If Quinn could get a loan, so would she.

"Is this true? Thank you. I'll head in now, please stay here for a moment. Where did you park your car? "

Freya was immensely surprised. She acknowledged that Quinn wasn't as competent as her, and had greater risk- taking behavior. In terms of financial risk assessment, Quinn unquestionably took a bigger risk than her. Since she could loan such a substantial amount of money, Freya must be able to do the same too.

"I parked there," Quinn pointed to a car.

"Wait for me, I haven't seen you in a while. Let's go for dinner later." Freya invited Quinn to dinner.

"Sure, I'll be waiting for you." Quinn was starving at that time. Since Freya had asked her out, she might as well take on this opportunity.

She waited in her car and began calling her company staff to ensure everything went well.

Meanwhile, Freya headed in and thought that she certainly could get a loan too.

She requested to meet Director Britton directly and entered the VIP room. Director Britton walked out helplessly and greeted, "It's good to see you again, Director Alonso."

"These are all my documents. Please have a look." She handed him all the documents with full excitement and anticipation.

Director Britton glanced through some of the documents. He remarked, "Hmm, we will conduct a financial risk assessment. Director Alonso, you may return first. I'll call you when it's done."

"Return again? I've been here countless times," Freya questioned with a slight frown on her face.

Freya was sick and tired of hearing the same old answer. She had put in so much effort to get all these documents ready, yet she was always rejected.

"Can't you grant me the loan? Why can't you tell me the truth? Why do you keep brushing me off all the time?" She was angry and frustrated.

Director Britton remained silent for a little while. Next, he explained, "It's possible to loan you but fifty billion dollars is too much. If you are talking about five to six billion dollars or so, it would not be a big problem.."

"Only five to six billion dollars? Still, it wouldn't be a big problem? Does that mean that I can't even loan five to six billion dollars?" She was speechless and refused to believe what he just said.

"Four billion dollars. After the assessment, this is the maximum amount that we can lend to you," Director Britton commented.

Freya was annoyed and scoffed, "What? Are you kidding me? I've been working with your bank all this time. How can you lend me such a small amount of money?"

"I'm terribly sorry, but this is the amount that we've settled on after the assessment. This decision is unanimous..." He uttered helplessly.

"Don't try to stall! For the last time, can you loan me fifty billion dollars?" She threw a fit.

"My apologies, I'm afraid we are unable to do so. Your evaluation shows that merely..."

"Shut up! That's it! I'm going to call your headquarters to complain about you!"

"Well..." Director Britton was at a loss. This was the amount that had been evaluated by the headquarters!

It was pointless to complain. If she did, worst comes to worst, she might not even get the loan of four billion dollars.

Freya complained, "I am a loyal customer of yours as well. My company is not that small. Why did you loan out tens of billions of dollars to her, but I'm only allowed to borrow four billion dollars? Her company is not as large as mine, and I have more assets than her! From the assessment, she has higher risks than me! How can she borrow tens of billions of dollars, and I can't? Give me an explanation or else I will lodge a complaint!"

This didn't make any sense!

She was clearly being treated differently. Was it because she was not as good looking as Quinn?

"Director Alonso, who are you referring to?" Director Britton was dumbfounded. "I'm talking about Quinn Miller!" she called out in a cold tone.

Director Britton's eyes widened.

"Hmph, I just met her. She told me that she had borrowed tens of billions of dollars from you. Do you admit now?" Freya said impatiently.

Director Britton stared at her strangely and muttered, "Sort of."

"Humph, what do you mean by sort of? Her company is clearly smaller than mine. Why does she get to borrow such an enormous sum of money? Tell me! Is this because of your so-called financial risk assessment?" Freya refused to back down.

"Ermm....."

Director Britton was speechless, yet he couldn't tell her the truth. The truth was that a client approached him and made a hundred and thirty billion dollars' deposit. Nonetheless, the only

condition from the client was to approve Quinn's loan.

As a director, he assessed her risks and contemplated it for a moment. Finally, he was willing to loan her the sum of money and agreed to it.

"Say something! Don't you have something to say? I'll make a complaint regarding your preferential treatment towards Quinn! And how you disregarded the financial risk assessment!" She immediately took out her phone to promptly make a complaint.

Why could someone less capable than her be granted such a huge loan? Moreover, she was only allowed a four billion dollar loan! It was a vast difference.

"Director Alonso, please calm down!" He tried to stop her.

"Huh, calm down? I am mad now! I'm going to make a complaint about you. Are you afraid? If you don't want me to complain about you, approve my loan immediately!" Freya sneered, wondering if a phone call could do the job. Did Quinn also do the same?

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"Director Alonso, I'm afraid you've misunderstood. There are other reasons why Ms Quinn is able to borrow so much money," Director Britton could only explain it in this way.

"Is there any other reason? What's the reason? Could it be that you have an affair with Quinn?" She mocked him.

"Director Alonso, don't simply make assumptions. I just got married. How can I do something like this?"

Freya's brows furrowed with confusion. It was true. Director Britton had treated her with respect ever since they collaborated a long time ago.

"Then tell me, what's your reason?" She wouldn't be satisfied until she got an explanation.

"Let me put it this way. After yesterday's financial risk assessment, the quota for Quinn was solely two billion dollars. I'll show you the evidence if you don't trust me," Director Britton took out the document and showed it to her.

She looked extremely puzzled after she glanced through the document. The document evidently stated that Quinn could only loan two billion dollars after the assessment. It was half of Freya's amount.

Two billion dollars yesterday, but tens of billions of dollars today? What was going on?"

"What happened?" She wanted to know the truth!

"Director Alonso, it's better that Quinn does not find out about this. To be blunt, someone is willing to help Quinn."

"Someone? Do you mean that she knows someone from headquarters..."

Director Britton explained, "It's not what you think. Apparently, someone deposited a lump sum of money in the bank and requested us to approve Quinn's loan. There was no way I could let this golden opportunity slip away!"